Will My Car Insurance Cover My Friend Driving

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Reader Question: Will My Liability Coverage on My Auto Insurance Pay If Someone Else Is Driving My Car and Causes an Accident? So you have made sure to select good limits of liability and you feel pretty well-protected if you should accidentally hit someone.

My neighbor hit my parked car in the parking lot. I got his insurance information and just waiting for them to tell us what’s going to happen.

Most People Who Drive Your Car Are Covered. Of course, as with any type of accident, claim payment will depend on the type of coverage you chose when you purchased your auto insurance policy, as well as a few other factors.

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Here’s what the ad itself says: I have a perfectly functional running and driving car I want to allow somebody. bug a few.

If your car is involved in an accident, your insurance will likely help cover the cost of damage — even if your friend was driving at the time. Your friend’s auto insurance may also be used as secondary coverage, particularly if the claim for the accident exceeds your policy’s coverage limits.

1) Do I have liability coverage on my policy to protect me if I hurt someone or damage someone else’s property while driving the non-owned auto?, and 2) Do I have coverage.

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Insurance carriers know that not many people are not knowledgeable of the ins and outs of the law, so if there is a policy that covers the car, yet it’s not readily apparent that it covers the car (like the scenarios outlined above), the insurance carrier isn’t going to spell it out for you.

The actuary community is highly regarded by insurance companies. I can see that. They need to know the likelihood of yours tr.

The auto insurance with the cheapest up-front rate isn’t always the best deal for the long-term. You’ll shell out a lot more than your premium costs if you end up at-fault in an accident without enoug.

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You purchase a new car and as you are driving off the lot. For the rest of this article, I will cover three things you can.

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A mere friend. If so then why was his. “Because I saw my cellphone in the morning” he said adjusting his shades and lookin.

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"Come on, they’re my friends!" he said. Two years after the Parkinson’s diagnosis, thing got even harder. Duke was driving.

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Does My Auto Insurance Pay if Someone Else is Driving My Car?A drunk man crashed his car just. to cover his tracks but later admitted he had been driving while over the limit. Ms Spen.

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Belfor employees started driving. out 120 insurance offices nearby and marched into every one. He had a standard opening l.

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Your insurance will cover the driver for personal use of your car, such as picking up relatives from the airport or driving to the beach. If the car is used to haul equipment or machinery used in a business, the driver will not be covered by your policy.

Will my friends collision insurance cover my car that he totalled while driving? I am currently uninsured but wasnt driving. I recently moved to Massachusetts but my car was still registered legally.

Thus if you drive a friend’s car, it’s their insurance policy that will cover the car – and you as the driver. A good reason to be careful about lending your car. If you are driving a rental car and have added rental car coverage to your policy, then your policy is extended to cover that vehicle.

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